Household Insurance Policy

The most popular domestic insurance cover available in the Indian market is the Householders’ Insurance policy.

To an average Indian, home is a cherished and precious possession, not just in terms of money, but also in terms of the sentiments attached to it. Any loss or damage to the house or household goods would cause not only financial strain but also sentimental setback. Household insurance helps to mitigate, at least the financial losses, arising out of risks like fire, theft, natural disasters, breakdown of household appliances, personal liabilities.

**The particular risks covered under each section are:

• Household contents & building (cover for fire and allied perils)
• Household contents (cover for burglary, housebreaking and theft)
• Jewelry and valuables
• Plate glass
• Breakdown of domestic appliances
• TV, VCR
• Pedal Cycle
• Baggage
• Personal accident
• Third party legal liability & workmen’s compensation.